What NV requires of Spring Valley drivers
What NV requires
The legal minimum is $25,000 for one person's injuries, $50,000 for all injuries in one crash, and $20,000 for property damage — written as 25/50/20.
If the other driver is at fault and carries only the minimum, their policy stops at those amounts. Uninsured/underinsured motorist coverage is what pays you beyond that.
Source: Nevada Division of Insurance, checked 2026-10-26.
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